Terms of Use

Use of the website

The site is provided free of charge for general informational use. No account is required. You may use the calculators for personal and commercial purposes, including in your own business planning, provided you comply with these terms and applicable law.

No professional advice

Nothing on this site is financial, accounting, tax, investment, legal or other professional advice, and no professional relationship is created by using it. Results are estimates that depend entirely on the values you enter. See our disclaimer for detail.

Acceptable use

• Do not attempt to disrupt, overload or gain unauthorised access to the site or its infrastructure.
• Do not scrape or republish substantial portions of our content as your own, or use automated systems in a way that degrades the service for others.
• Do not use the site for any unlawful purpose or to infringe another party’s rights.

Intellectual property

The site’s text, layout, design and code are owned by us or our licensors. Mathematical formulas themselves are general knowledge and are free for you to use; our explanations, wording and interface are not. You may quote short extracts with clear attribution and a link.

Availability and changes

We may add, change, suspend or remove calculators, content and features at any time, and we do not guarantee uninterrupted availability. Calculators may be updated when a definition or method is revised.

Third-party links and advertising

The site may link to third-party websites and may display advertising once configured. We do not control third-party content and are not responsible for it. Any dealings with a third party, including an advertiser, are solely between you and that party.

Limitation of liability

To the maximum extent permitted by law, we are not liable for any loss or damage arising from your use of, or reliance on, this site or its results, including lost profits, lost revenue, business interruption or decisions based on a calculated figure. You are responsible for verifying results before acting on them.

Governing terms and interpretation

If any provision of these terms is found unenforceable, the remaining provisions continue to apply. Mandatory consumer protection rights available to you under the law of your country of residence are not affected.

Contact

Questions about these terms can be sent to toriva.ae@gmail.com.